icon90% of Interest rate

icon10Loan duration
up to 11 months

icon11Response within
48 hours

Product features

  • Maximum loan: There is no fixed minimum or maximum amount. Your ability to repay the loan will determine the exact amount you can borrow.
  • Repayment Ratio: As maximum as 50% of the net salary after deducting any other loans you may have.
  • Duration: 11 months.
  • Interest rate: ZERO.
  • Loan Processing fee: Free
  • Management fee: 10% to be paid upfront
  • Type of financial assets: Financing School expenses at all levels
  • Compulsory insurance: Life insurance/Individual accident for pensioners
  • Subscription Age: 21 years old/55 years for pensioners

A relationship manager is available to give you all the information you need about the loan amount, application fees, repayment term, insurance premium and other documents deemed useful.


  • Being a salaried/pensioner and having a current account
  • Completed probation period for salaried
  • Salary/pension domiciliation to BOA current account for at least a period of 3 months
  • Seniority of 3 months for salaried people
  • Salary domiciliation not considered if a loan is takeover
  • Contract validity covering the length of the period of the loan
  • If married, spouse salary is considered, and spouse is requested to sign a commitment form to pay the loan should it be necessary
I desire to contnue

Documents required

  • Letter for requesting the loan
  • Copy of National Identity card
  • Copy of employment contract

For materializing quickly

Make a phone appointment with an advisor

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